First Clover Leaf Bank and Partners Bank Merge

First Clover Leaf Bank and Partners Bank would like to announce the completion of the merger of the two financial institutions effective October 10, 2008. The bank will operate under the name First Clover Leaf Bank.

�We are very excited about the combination of the two banks and our expansion in Madison County,� said Mr. Dennis Terry, president and chief executive officer of First Clover Leaf Bank. We look forward to serving our expanded customer base with the same level of service they are used to for many years to come.�

Upon completion of the merger, First Clover Leaf Bank will have three locations in Edwardsville and one location in Wood River. The bank will have in excess of $600 million dollars in assets.

The focus of the bank will be to continuously research and offer cutting-edge products while keeping the choices safe and secure. �Safety and soundness are two standards on which we place an enormous emphasis when choosing products and services for our customers.� You can rest assured we will continue to hold steadfast in our commitment to operate a safe and sound bank,� stated Mr. Dennis Terry.

�This strategic partnership is consistent with First Clover Leaf Bank�s long term vision for growth and stability. The increase in size of the organization, along with the enhanced operational efficiencies and addition of experienced bankers continue our strategic business plan. As evident, this merger provides benefits to our shareholders, employees, customers, and the communities we serve,� commented Terry.

First Clover Leaf Bank follows a true community bank philosophy that focuses on making integrity and excellence a part of everyday business. The merger of these two institutions has allowed the bank to maintain this philosophy and strengthen its abilities with an expanded footprint and enhanced resources.