Christmas is just a few days away and some people are still searching for the perfect gift.  Many will take their search online hoping to find the best deals, while others will opt for a gift card.  Better Business Bureau investigator Bill Smith says that you really need to do your research no matter which way you turn.

He tells The Big Z the gift card business is quite popular, but you should take into consideration the financial health of the business issuing the card.

Click here for Smith's comments

Smith says some online retailers offer gift cards that can be delivered directly to you.  He says to do your research to be sure the sites where you buy those cards are secure, and to check for any limits on how they may be redeemed.

(Copyright WBGZ / )