It’s already too late for some Illinois corn. “It’s no more than waist-high,” says farmer Jim Raben, “and will never put on an ear.” Raben, who farms near Ridgway in Gallatin County, says he has not yet called his insurance man, but he says he’s got a 100 percent loss on his hands. He says the process is for an adjuster to walk the field and check for any possible yield. The farmer cannot destroy what’s there until it’s been checked out. Raben says the insurance payment would not make a farmer whole: “I look at insurance as a protection against your crop expenses. As far as living expenses, it won’t cover that,” he said.
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Crop insurance agent Rustin (cq) Godfrey, who serves about a ten-county area in Central Illinois from his office near Springfield, says he’s been on the phone almost constantly with clients reviewing their coverage and considering a claim: “You really gotta feel for those folks down south who have put everything on the line, and put the crop in, and you’ve gotta go in and tear it up. That’s disheartening, but that’s one of the reasons we have federal crop insurance available, and it’s a real blessing in a year like this,” he said.