In less than a month, enrollment in an insurance exchange will begin in Illinois as the next step in implementing the Affordable Care Act.  For over two years, thousands of Illinoisans who have a tough time getting insurance have been able to apply for the "Illinois Pre-Existing Condition Insurance Plan,"  which was designed to bridge the gap for uninsured people until a federal law kicks in in 2014, prohibiting insurance companies from denying coverage based on medical history.  

Illinois Department of Insurance spokesman Mark Terry says it will pay to do your homework over the next month.

Terry comments

Last summer, the Supreme Court ruled the federal government can require people to purchase healthcare.  To contact the Illinois Department of Insurance, call 1-866-445-5364, or click here:

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