How many Illinoisans will be eligible to get health insurance under the Affordable Care Act?  1.739 million, according to Families USA, a health care consumer group. Most of them will take advantage of the new on-line insurance marketplace, says Families USA director Ron Pollack. “By our estimates, approximately 957,000 people in the state of Illinois can not only get coverage through that marketplace, but they can get substantial subsidies that will make the coverage a whole lot more affordable,” he said.
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The rest – those with incomes up to 138 percent of poverty – will be eligible for Medicaid. That will be 782,000 people, according to Families USA.  For those using the on-line insurance marketplace, they’ll be eligible for subsidies if their income is below 400 percent of the poverty level. That’s $46,000 for an individual and $94,200 for a family of four. The amount of the subsidy will vary depending on how far below the four-times-poverty their income level is.
The subsidies will be in the form of a tax credit, which will be paid directly by the government to the insurer. The customers will be billed only for the amount they must pay.  Enrollment starts Oct. 1, with coverage to start Jan. 1, 2014.
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