As college students settle in for the fall semester, the Better Business Bureau also wants you to think about your fiscal fitness. There are plenty of ways students can protect themselves financially, according to a BBB investigator. Pulling your credit report on a regular basis one way for students or any consumers to stay on top of their financial health.
The reports also can help you figure out whether someone has stolen your identity or tried to commit financial fraud. Bill Smith says another way is to keep important documents under lock and key.
He also says you can check your credit report free of charge, but be wary of websitres that advertise free in their name. He says the only way to get a truly free copy of a credit report is by using a service sponsored by the three nationwide credit reporting agencies – Experian, Equifax and Transunion. The service is available at AnnualCreditReport.com or by calling 1-877-322-8228.