BEGIN:VCALENDAR
PRODID:-//RiverBender.com//Community Events//EN
VERSION:2.0
CALSCALE:GREGORIAN
X-WR-TIMEZONE:America/Chicago
METHOD:PUBLISH
BEGIN:VTIMEZONE
TZID:America/Chicago
X-LIC-LOCATION:America/Chicago
BEGIN:DAYLIGHT
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
TZNAME:CDT
DTSTART:19700308T020000
RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
TZNAME:CST
DTSTART:19701101T020000
RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
UID:riverbender-event-53293-20260728T123000@riverbender.com
DTSTAMP:20260724T120701Z
DTSTART;TZID=America/Chicago:20260728T123000
DTEND;TZID=America/Chicago:20260728T140000
SUMMARY:Estate Planning Essentials: Wills\, Trusts & Protecting Your F
amily
LOCATION:Bethalto Senior Citizen Center\, 100 East Central Avenue\, Be
thalto\, IL 62010
DESCRIPTION:Estate Planning Essentials: Wills\, Trusts & Protecting Yo
ur Family\nA will or trust is only one part of an estate plan.\n\nAcco
unt ownership\, beneficiary designations\, retirement accounts\, insur
ance\, property\, and business interests can all affect how assets tra
nsfer\, whether your wishes are carried out as intended\, and how much
your beneficiaries ultimately keep. Estate planning also includes pre
paring for incapacity &mdash\; who can make financial and healthcare d
ecisions if you cannot.\n\nJoin Estate Planning Attorney Walter Ozark 
and Retirement & Estate Planning Solutions professional Bill Kinkel fo
r a practical educational workshop on how legal documents and financia
l planning work together.\n\nDuring this presentation\, you&rsquo\;ll 
learn about wills\, trusts\, powers of attorney\, healthcare directive
s\, beneficiary designations\, retirement accounts\, probate concerns\
, and common planning mistakes that may create confusion\, delay\, unn
ecessary costs\, or potential tax issues for you or your beneficiaries
.\n\nYou&rsquo\;ll also learn why organizing your financial informatio
n before meeting with an attorney can help create a clearer picture fo
r coordinated planning.\n\nWhether you are starting from scratch or re
viewing an existing plan\, this event is designed to help you better u
nderstand the questions to ask\, the information to gather\, and the n
ext steps to consider.\n\nNo Cost\, No Obligation Registration is requ
ired. Seating is limited.\n\nEvent details: https://www.riverbender.co
m/events/details.cfm?seriesid=53293
URL:https://www.riverbender.com/events/details.cfm?seriesid=53293
STATUS:CONFIRMED
SEQUENCE:0
TRANSP:OPAQUE
BEGIN:VALARM
TRIGGER:-PT30M
ACTION:DISPLAY
DESCRIPTION:Event reminder
END:VALARM
END:VEVENT
END:VCALENDAR