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Verdella Fern Young, 95, formally of Palmyra and Godfrey, died February 7, 2014 at Jacksonville Skilled Nursing & Rehabilitation Center. A private memorial of life is being planned for a later date.Elias, Kallal and Schaaf Funeral Home in Godfrey is in charge of arrangements.Online condolences and guest book may be found at www.eliaskallalandschaaf.com