The Leap Day tornado that hit Harrisburg, Illinois is a reminder that severe weather can hit at any time of the year. In addition to worrying about your safety, the time to consider your belongings is before the storms, according to a spokesman for the Illinois Department of Financial and Professional Regulation.

In his many years on the job, Mark Terry has been to many disaster areas in the days following severe weather, and says it is important to have homeowners or renters' insurance. He also says it is a good idea to make a list of what you have ahead of time, or document your belongings on video.

Terry comments

For those looking for a good way to document their belongings for insurance purposes, Terry suggests video. Go room to room, recording your posessions, and then store the video off site.

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