As 2011 comes to a close, officials with the state are looking at the effectiveness of the Illinois Preexisting Condition Insurance plan, or IPXP. Earlier this year, it hit 1,000 enrollees. The Illinois Department of Financial and Professional Regulation officials say federal reforms that took effect last year are making it easier to get and keep health insurance.

IDFPR spokesman Mark Terry says the IPXP also began offering a lower-deductible coverage option and providing coverage without any cost-sharing requirements for preventive benefits such as annual physicals, immunizations, mammograms, and colorectal cancer screenings. He says this is for people caught between the proverbial rock and a hard place

Terry comments

Beginning January 1, 2012, there will be four deductible programs to choose from, ranging from $500 on the low end to $5,000 on the high end. More information on the program is available at the department's website, and we have a link at this story at Alton Daily You can also call 1-866-445-5364.