One of the most used pament plans from years ago continues to make a comeback.  In the age of nearly unlimited credit, layaway was nearly forgotten, but since the economy tanked a few years ago, the practice has been making a recovery at retail outlets of nearly every size.  It's not too early to start making plans for Christmas shopping, according to a spokesman from the Better Business Bureau.

Buying items on layaway is different from putting them on a credit card because the buyer isn’t charged interest on the purchase and can’t take the item home until it is paid off.  The BBB's Bill Smith says before entering into a layaway agreement, there are some questions you should ask.

Smith comments

Third-party businesses have also sprung up for the purpose of setting up layaway plans online between customers and retailers that don’t already have a layaway program.  Smith reccomends you get everything in writing.

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